Privacy Policy

Pacta Payments LLC is committed to protecting your privacy. This Privacy Policy explains how we collect use disclose and safeguard your information when you use our payment processing and financial services.

By using Pacta Payments services you agree to the collection and use of information in accordance with this Privacy Policy.

1. Information We Collect

Business Information

When you apply for Pacta Payments services we collect business legal name DBA business structure business address phone email Federal Tax ID or SSN business bank account information industry type business description ownership information and business financial information.

Transaction and Settlement Data

Transaction amounts dates and types customer payment information processed securely settlement amounts and dates refund and chargeback data processing volume and trends.

Technical Information

IP address device information browser type operating system pages visited time spent referring URLs and clickstream data.

2. How We Use Your Information

We use information to process payment transactions and settlements manage your business account calculate and deduct fees through settlement billing provide access to credit lines and capital products send transaction confirmations and account notifications.

For underwriting and credit decisions we evaluate applications analyze settlement history monitor account performance and determine credit limits and terms.

For fraud prevention and security we detect and prevent fraudulent transactions monitor for suspicious activity verify business and identity information and comply with anti money laundering requirements.

3. How We Share Your Information

We do not sell your personal information. We may share information with service providers who perform services on our behalf including payment processing networks acquiring banks fraud detection services identity verification services cloud hosting providers and customer support platforms.

For certain capital products we may share information with lending partners equipment leasing companies and factoring partners.

4. Data Security

We implement industry standard security measures including encryption of data in transit and at rest secure network infrastructure access controls regular security audits PCI DSS Level 1 compliance and employee training on data security.

5. Your Rights

You have the right to access and update your business information through your account dashboard. You may request a copy of your data in machine readable format. You may request deletion of your information subject to legal obligations to retain certain data.

6. Contact Us