The Pacta knowledge hub

Know more than your processor wants you to.

Plain-English guides on dual pricing, processing fees, and getting paid faster — written for owners, not bankers. No jargon, no sales pitch, just how it actually works.

Dual pricing — keep 100% of the sale
Dual Pricing

Is dual pricing legal? A plain-English guide for 2026

What dual pricing is, how it differs from surcharging, and why it's legal in all 50 states.

Read the guide →
Pacta statement — $0 in processing fees
Processing Fees

How to read a merchant statement and find the junk fees

The line items processors bury, what each one means, and which you can kill outright.

Read the guide →
Same-day funding — paid by noon
Cash Flow

Same-day funding vs. next-day: what it means for your cash flow

Why funding speed matters more than most owners realize, and how to get paid by noon.

Read the guide →

More guides published regularly. Have a question you want answered? Email us and we'll write it up.

30 minutes — that's it

Find out what keeping 100% feels like.

Reading is good. Seeing your own numbers is better. Bring a statement.

Schedule a CallApply Now